Financial Inclusion

Around the world, over 2.5 billion people live without access to basic financial services. When families are able to save, send, and receive money safely and have access to affordable credit and insurance services, they are better positioned to protect themselves from economic shocks, build assets, and invest in a better future.

Omidyar Network’s work on financial inclusion includes people living in emerging markets, as well as the more than half of American families who live paycheck-to-paycheck and are currently underserved by the U.S. financial services market. We invest in the pioneering use of technology, from mobile to electronic currency, to make financial transactions more affordable, flexible, and convenient. Moreover, we work closely with entrepreneurs to ensure that these innovations are responsibly and successfully brought to market. As part of this, we support policy reforms, consumer research, and innovations that deliver formal financial services to the mass market.

Financial inclusion is critical to economic and social development. As more people are able to better manage their money, they create a future of greater possibility for themselves, their families, and their communities.

Omidyar Network’s work on financial inclusion includes people living in emerging markets, as well as the more than half of American families who live paycheck-to-paycheck and are currently underserved by the U.S. financial services market.

FI 2020: Innovation and Client Analytics

FI 2020: Innovation and Client Analytics

Investees

THE TEAM

Chris Bishko
Investment Partner
Arjuna Costa
Investment Partner
Rafa de la Guía
Principal, Investments
Shreya Deb
Principal, Investments
Alexandre Lazarow
Principal, Investments
Charmaine Padayachy
Principal, Investments
Claudia Parazzoli
Senior Manager, Marketing & Communications
Shruti Pyare
Analyst, Investments
Anuradha Ramachandran
Director, Investments
Ameya Upadhyay
Principal, Investments

FROM THE BLOG

Know Thy (Irrational) Customer: Afluenta’s Alejandro Cosentino on Connecting Borrowers and Lenders

Alejandro Cosentino, CEO of Afluenta, discusses how behavioral economics and technology advancements are making financial products and services more relevant and accessible than ever. 

WATCH

NEWSROOM

Saving For Sooner: How and Why Short-Term Savings Matter

Our partner U.S. Financial Diaries has released new research on the effects of volatile incomes and frequent near-term “emergencies” on U.S. households.

READ ON